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Required Documents

LIC - HOME LOANS - REQUIRED DOCUMENTS

SALARIED:

  • 1. Application form completed with 2 photograph duly filled in and signed
  • 2. ID Proof : PAN CARD / PASSPORT / VOTER ICARD / Employer ID Card / Driving license
  • 3. Residence Proof : Latest Telephone bill / Bank Statement containing address for last 6 months / Electricity bill / Ration card / Letter from Employer
  • 4. Salary slips for last 3 months
  • 5. Latest Form 16
  • 6. Copy of Appointment Letter with Latest CTC / Confirmation Letter
  • 7. Original Bank Statement / Passbook of salary A/C for last 6 months ( updated )
  • 8. Last Qualification Proof
  • 9. Previous Employment details if applicant is in probation
  • 10. LIC Policy latest premium Receiptsf
  • 11. Processing Fees Cheque

SELF EMPLOYED / PROFESSIONAL:

  • 1. Application form completed with 2 photograph duly filled in and signed
  • 2. ID Proof : PAN CARD / PASSPORT / VOTER ICARD / Employer ID Card / Driving license
  • 3. Residence Proof : Latest Telephone bill / Bank Statement containing address for last 6 months / Electricity bill / Ration card
  • 4. Last 3 years ITRs ( SARAL, Computation of income, Profit & Loss A/c, Balance Sheet, TDS Certificates ( if applicable ), Tax Paid Challans
  • 5. In case of Partnership firm : ITRs for last 3 years and Partnership Firm
  • 6. In case of company : Audit Reports for last 3 years and MOA & AOA
  • 7. Bank Statement / Passbook of Current & SB A/C for last 6 months ( updated )
  • 8. Alternate Business Proof (Shop Registration Certificate Certificate etc.)
  • 9. Processing Fees Cheque

IN CASE OF TAKE OVER:

  • 1. Outstanding loan quotation
  • 2. Repayment Track Record
  • 3. List of Documents
  • 4. NOC for take over
  • 5. Copies of Property Agreement
  • 6. Sanction plan copy ( Blue Print )

NRI:

  • 1. Copy of Passport, Visa, Service Contract, Salary slip ( all duly attested by Indian embassy / Notary / HFL Officials / Bank )
  • 2. GPA (GENERAL POWER OF ATTORNEY ) in our format ( all duly attested by Indian embassy / Notary / HFL Officials / Bank )
  • 3. Bank Statement for past one years of recent employment
  • 4. NRI Bank Statement for 6 months
  • 5. And see list of salaried documents

* above mentioned income documents are required for the Co-applicant also if His/her income is considered.

E or F or G or H whichever applicable

E) For Purchase of New Flats from Builders/ Promoters:

  • 1. Agreement to sale with builder and the Registration Receipts.(2 copies)
  • 2. Blue print of the building plan attested by the corporation/ Town Planning authority and the commencement Certificate. The applicant flat should be marked in red colour for easy identification.
  • 3. N.A. Permission and ULC order copy
  • 4. Title investigation report for last 12 years (Search report for 12 yrs. Conducted within one year
  • 5. Development Agreement and Power of Attorney / sale deed in favour of the builder
  • 6. Receipts of payments made to the builder
  • 7. 7/12 OR CTS extract OR Property card
  • 8. NOC from builder in prescribed format
  • 9. Completion Certificate, if obtained.
  • 10. Society documents mentioned below under (I). ( if applicable )

F) For Purchase of Resale Flat:

  • 1. Agreement to sale with the vendor and the Registration Receipt. (2 copies).
  • 2. Agreement to sale between vendor and the builder and its Registration receipt.
  • 3. Copy of the conveyance deed between builder and the society is registered.
  • 4. Receipts of payments made to the vendor.
  • 5. Documents 2, 3, and 4,5,7,8,9,10, of point (E).

G) For construction / Extension / Renovation of House:

  • 1. Sale deed / Lease deed and its Registration.
  • 2. 7/12 extract and the Index II.
  • 3. Demarcation / Layout certification
  • Abstract & Detailed Estimate for construction / extension prepared & certified by a Licensed Surveyor / Architect.
  • 4. Documents 2, 3,4,10, of point (E) above.

H) For Plots / Houses / Flats allowed by MHADA / PCNTDA / MIDC / MHB:

  • 1. Allotment letter.
  • 2. NOC from the body.
  • 3. Additional certificate ( in PCNTDA ) cases only).
  • 4. Lease deed & its Registration receipts.
  • 5. Blue print of the sanction building plan and commencement certificate attested by the sanctioning authority.
  • 6. Receipts of payment made to the body.

In point E, F, G & H above, if the flat / house is located in a registered society, the following additional Documents are to be submitted:

  • 1. Society Registration Certificate
  • 2. Society Bye-laws.
  • 3. Share Certificate.
  • 4. Letter of allotment of flat / house / plot.
  • 5. Society NOC. (prescribed format available with our office)

In case of Builder APF or Reference:

  • 1. Agreement to sale with builder and the Registration Receipts.
  • 2. Blue print of the building plan attested by the corporation/ Town Planning authority and the commencement Certificate. The applicant flat should be marked in red colour for easy identification.
  • 3. Receipts of payments made to the builder. If cheque Payment then Bank clearance required.
  • 4. NOC from builder in prescribed format.
  • 5. Builder Demand Letter

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HazaribaghInderpuri Chowk near Chat Talab
Hazaribagh Jharkhand 825301
Phone: 06546-270112
Email: info@harshitenterprises.in

1st Floor , Maa Gayatri Complex, Near Laxmi Petrol Pump, Nawabganj, Hazaribagh, Jharkhand 825301
Phone: +91 7004226404
Email: info@harshitenterprises.in

Ramgarh Sinha market Gola Road Ramgarh jharkhand 829122
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RanchiOffice no 602, sixth floor, Modi heights Phase ll, opposite Radio station, Ratu road, Ranchi, Jharkhand 834001
Phone: +91 7004226404
Email: info@harshitenterprises.in